image
Save with Brilliant

Surge Money Market
Up to 4.40% APY*

Enjoy an annual percentage yield of 4.40%* with your fast, smart, online Surge Money Market from Brilliant Bank.

Open Your Account
Power

An Account With
Powerful Returns

Don't settle for saving the old fashioned way. A Money Market Account from Brilliant Bank offers you a better interest rate than standard savings accounts and the flexibility to access your funds when you need them. Save for your vacation, emergencies, a down payment on a new home or car, and other expected (and unexpected) financial needs. And with a convenient mobile app, you take your account with you wherever you go.

Join
now

Ready For A Better RATE For Your Savings?
Join Today!

Start Now
FAQ

Money Market Account
Frequently Asked Questions

  • What is a Money Market Savings Account?

    The Brilliant Bank Money Market Account is a type of high-yield savings account that offers a rate that is often higher than those of traditional savings accounts. In addition, this account almost always beats the return you'd see from an interest-earning checking account.

    Money market accounts often come with some check-writing features. Be sure to ask about limitations.

  • Why should I choose a Money Market Account?

    When you need spending flexibility but are focused primarily on savings, a money market account can give you some benefits of both savings and checking accounts.

  • What's the difference between a money market account and a traditional savings account?

    In addition to the spending power they offer, money market accounts typically offer better interest rates than traditional savings programs.

  • What does FDIC Insured mean?

    The Federal Deposit Insurance Corporation (FDIC) insures deposits for banks and other financial institutions. Many types of bank accounts are FDIC insured up to $250,000. This protects your money in the event that a bank fails or closes, but only to that maximum amount. Most deposit accounts, such as savings and checking accounts, are FDIC insured. Many investment accounts are not.

    Learn more about the FDIC
  • What is APY?

    APY stands for annual percentage yield, which is the amount of money a bank account earns in one year, including compound interest. The higher your account's APY, the more you earn.

  • Can I transfer money from a Money Market Account into a different checking or savings account?

    You can transfer money from a money market account to another account via your Brilliant Bank mobile app, which gives you full control over your finances. Download the Brilliant Bank mobile app via the App Store or the Google Play Store.

  • How do I open an account?

    Ready to start saving smarter and faster? Open your Brilliant Bank Money Market Account today. Download our mobile app now to start saving. Have questions?

    Contact us

Rates and Annual Percentage Yields (APY) are effective as of 4/23/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Kansas, Missouri, Oklahoma and Arkansas.

* Brilliant Bank’s Surge Money Market is a variable rate money market with initial Annual Percentage Yield available for new depositors only. APY accurate as of website publication and subject to change. Minimum balance required to obtain the annual percentage yield is $1,000. Fees may reduce earnings.